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In this month’s Victoria Real Estate Podcast market update, Adrian Maclaren and Vincent Baart of the CityNest Team are joined by mortgage broker David Steinberg from Olympic Mortgage to break down what’s really happening in the Greater Victoria housing market as we head into 2026.

This episode focuses on a key question many buyers are asking right now: who actually qualifies to buy in Victoria today? We walk through real income requirements for condos, townhomes, and detached homes, explain current mortgage rules, and discuss how debt, down payments, and interest rates impact buying power.

We also dig into January 2026 market data, including sales trends, inventory levels, pricing changes, and how Victoria continues to show resilience compared to other BC markets. On the mortgage side, David shares insights on the broader economy, interest rate expectations, employment uncertainty, and how lenders are viewing risk heading into the year.

If you’re a buyer, seller, investor, or just trying to understand where Victoria real estate is heading, this episode delivers a clear, data-driven snapshot of the market — without the hype.

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Produced by: The CityNest Real Estate Group
Citynest.ca

Adrian Maclaren
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart
vincent@citynest.ca

David Steinberg
david@olympicmortgages.ca
778.401.4712